Global Market Report 2012

Global Stock Market 2012

Australian Share Market has started to get much better level in Local Share Market. Bank Scripts are raising for example ANZ Banking Group and National Australia Bank with the Capitalization and with the size of 87$ this year. China Market has the good movement in Market of 2012. So this movement made Investors and Traders to bet for buy and sell in the Financial market. Only in 2010 Index Future was launched in China Financial Future Exchange which has been going in the nice Movement in China Market. In African Stock Exchange, there are 4 Exchanges which has been taking place in the Capitalization in Africa. They are Ghana Stock Exchange, Sierra Leone Stock Exchange, Nigerian Stock Exchange. Many years, the African Capital Market Integration Council stays at the front of the Integration Process and surviving it. In 2012, More Investors from Foreign has started to Invest in Sri lanka Market, which has made the Investors in Sri lanka scared. Foreign Investors buying the important companies and the Fundamentals in Sri lanka. After 2010, Foreign Investors have bought 28.2 billion Stocks in 201, Only in Si Lanka which has made us surprise. Indonesia Stock Market 2012, Negative Trading have affected the Turn Over and the GDP of Indonesia. But the Local Traders, wants to Invest more in the Indonesia Stock Market. Last few months. Only Indonesia Market having the Negative Movement, but the cause is from Global Market. Bank Stocks like Bank Mandiri has been helping the Financial Sector to become advance as 7.2. So we knew in India, it had been little negative movement in 2011. But in 2012 it has started to flow nicely which is good news for our Indian Stock Traders. We found a result in 2011 Survey, the Return Ratio of Global Market Since 2010 to 2011 is 20% but first 5 Countries which made nearly 20% and above Return Ratio in Stock Market were Denmark (26.1%),Turkey(22.3%),USA(19.6%)Philippines(18.0%) and Belgium(15.8%) As we know, 2012 was good to India and the movement was very flow, traders were beneficial and more and more trades happened in India. Widely 2011 was crashed. Every Month Traders had a thought of flow movement but the whole year was in Negative movement. Anyway Investors believe that Market will turn one day. So we hope it would be 2012 and to compare with 2011, it has been good movement till this month (August). We believe this will continue forever-by banknifty.com!

CATEGORIES : Market and Franchise/ AUTHOR : sengong/ 0 Comment

A debt relief attorney Memphis will help their clients with ways to come out of debts

A debt relief attorney Memphis will help people by the harassment which they face from the creditors. Creditors when they don’t get their payment on time then they will harass the people by calling them so many times or by visiting them and troubling them with different ways. This situation becomes impossible to handle and the harassment becomes unbearable. For those who are facing such problems can get relief by filing for bankruptcy by which a person can get back their finance sanity. Before filing for bankruptcy the debtors will ask the creditors some time and explain their problem and when the debtors do not understand the debtor’s situation and the matter goes out of control then the bankruptcy is filed.

Situation when the bankruptcy is filed

When everything is not going smoothly with the debtors and creditors and things go out of control then the bankruptcy is filed. When the creditors who do not receive the debt which they owe and they begin to torture or threat the debtors then this situation arises but in reality a person do not have to wait till they receive any threat as this is not right.

Services that are offered by debt relief attorney

A will answer the entire question related to the bankruptcy. As soon one employs this attorney they will first make sure that they stop the harassment from the creditors. After employing an attorney the debtor will not be in touch with the creditors as when a creditor calls then the debtor will have to give the name and number of attorney and only then they will be contact with each other without giving any trouble to the debtor. The lawyer will speak for their client in the court and act on behalf of them and fight in favor of their client.

If the debtors do not have any home or any secured debt then all his debts will be discharged and if he has a home or has a debt like vehicle loan then the settlement is made accordingly and the lawyer will help their client in settling everything where the debts are not be discharged and one can get some time for repayment and one might also loss their home or vehicle in the settlement. The lawyers will guide their client in rehabilitating the credit. One should be patient and listen to the advice of their attorney for best results.

Author Resource:

is conveying information about debt relief attorney Memphis and . You’re probably thinking, everyone says that, so, what’s different here. It’s the commitment of quality, genuineness, and a guarantee that values your time and interest.

CATEGORIES : Loans and Debt/ AUTHOR : sengong/ 0 Comment

How To Keep Track Of Your Forex Trades

Successful forex trading requires that you keep a close eye on the various business aspects. It may be overwhelming to keep in mind all these activities and transactions. For this reason, it is essential to have a system of analyzing and evaluating your various actions. The trading log is an important tool in forex trading. It assists you in recording and keeping track of all your important tasks and transactions. It is a very effective and efficient system that will save you the time and energy that goes into all the trading chores when business is booming.

A forex trading log can be a simple tabular grids with entries such as the date, the price, number of lots opened, exit price, initial protective stop level, commodity, quantity and so on. Although most traders have been using personal diaries as the trading log, there are standard logs which have been designed specifically for forex trading. Some logs are in book form while others are digital. Both of them may have the same formats but vary with convenience and flexibility.

With the digitalization of business, book-keeping and accounting practices, more and more business owners are turning to digital trading logs. Spreadsheet programs can make a very good trading log for your business since they come with a host of computing and data management capabilities. Updating figures in the log can be easily automated allowing you a great deal of flexibility. Some of the commonly used spreadsheet programs which can be used to create a simple trading log include the Microsoft Excel and The Lotus 1-2-3.

Forex trading software available in the market may help you to carry out the various forex related tasks one of which is keeping an up-to-date log book. The software that you purchase is likely to have market forecasting and analysis tools and order as well as management capabilities; which makes it a good package to manage your forex transactions.

A good trading log will optimize your trading business by eliminating weaknesses. The entries and exits that are to be recorded on the log book should be determined before hand. Otherwise, it will be hard to know which trades are doing well and which one’s aren’t doing well. There should be an area where remarks and comments can be made after a fixed trading period. These will help you when making key decisions about what strategies to put in place to ensure that your’s profitable trading business remains so.

CATEGORIES : Forex and Trading/ AUTHOR : sengong/ 0 Comment

Travel Insurance For Corporate Trip

Travel insurance for a corporate trip is a wise choice. There are certain discounts one can avail of with travel insurance policies offered by different insurance companies. But you need to find out which insurance policy fulfills your requirement.

While applying for corporate travel insurance, you should be aware of the reliability of your policy. Nowadays, the corporate travel insurance policy is one of the most economical ways to be safeguarded and secured while on a business trip. Corporate travel insurance is preferred in the business world as well as small and introductory business organizations.

What does a Corporate Travel Insurance policy offer?

Security & Safety
Extensive corporate travel insurance will provide security and safety in unexpected emergency medical evacuation. Travel insurance providers offer entitlement for evacuation to the home country and everything is insured under a single time premium payment. There is no need of monthly or yearly payment when purchasing the corporate travel insurance policy.

Repatriation and Funeral Services
A corporate travel insurance policy will offer repatriation of remains. If in case the traveler dies on foreign land, the insurance policy will cover funeral service costs or the costs required to repatriating the remains back to home country.

Dental expenses
A corporate travel insurance policy will also cover unexpected emergency with regards to dental expenses so you can conveniently combat the circumstance without paying out of your pocket.

Medical Facility
A corporate travel insurance policy will also offer medical service benefit in case of hospitalization caused by health issues or any accidental injuries. Confer with your insurance provider on the details of the hospital cash coverage and deals offered. Almost all travel insurance providers will not provide the travelers with the reparations and unfortunate occurrences caused as the consequence of Civil or Foreign War, Terrorism, Personal Inflicted Injuries, Suicide, Non adherence to medical advice, influence of liquor, narcotics or drugs, AIDS or HIV, Nervous and Mental Problems, hazardous sports like parachuting, hang gliding, bungee jumping etc.

Offer Fresh Passport making charges
The corporate travel insurance policy will also offer the claim for the overhead costs charged for making a new passport. The insurance policy for this type of coverage is a flexible one and you need to confirm with your insurance provider.

Compensation Offer for delay in flight
Corporate travel insurance plan also offers compensation under the holiday insurance policy for business trip, if the flight is delayed for more than 12 hours.

A corporate tour is amusing and exciting, as much as it’s about the responsibility of making business deals. With a sensible and comprehensive corporate travel insurance policy, you will find additional protection insurance coverage while on a business tour.

CATEGORIES : Tax and Insurance/ AUTHOR : sengong/ 0 Comment

Want To Be Rich – Get In Debt

This is no big secret here. We all want to be rich. The question is how you go about making it happen. We some people would tell you in order to do this you must first get in debt. Now I know that might sound crazy to you but it does make since when you think about.

When I say get in debt I don’t mean that you should get a bunch of credit cards and buy like crazy or acquire multiple loans for cars and jewelry you don’t need. Those kinds of debts cost your money. All those product depreciate in value and you end up paying way more than what they were worth. Even things like vacations, as fun as they may be, will cost you in the long run once it is all over.

If you really want to be rich you need to get debt that will make you more then what you borrowed. For example, if you got a loan from the bank to start a business and the business started to grow then that debt would be considered a good debt. Your business is worth more that what you borrowed. A student loan for college is another good reason to get in debt. Once you graduate, your education will give you the opportunity to make a good living which will also be worth more than what was loaned out to you. That is the kind of debt that you need if you want to be rich.

Too many people like the idea of looking rich. They buy a lot of stuff to impress there friends into thinking that they are rich only to get in debt to deeply. Why would someone spend so much money trying to look rich when they could put that money into something that may actually make them rich? If you are guilty of doing this then stop right now before you get way over your head.

Now that you know how to get in debt you can then be on your way to achieving this. You want to be rich with debt that goes up in value not down. I know that it not always possible to never carry a bad debt but the more good debt you have the better the chances of success.

If you are looking for that will not put you deep in debt and give you a chance at become rich then go to our . For more business opportunities then go to:

CATEGORIES : Loans and Debt/ AUTHOR : sengong/ 0 Comment

What Mistakes Do Commodity Traders Make When Trading

Any kind of trading is a risk, and it is the same for commodity trading as well. It is natural for traders to loose some money when trading in the commodities market. Almost 85-90 percent of those who trade in the commodities market are susceptible to loss at one point of time or the other. There are some more who loose quiet a lot of their investment if their commodity trading strategies are not right. For those who always wanted to enter into the commodity trading market may find these statistics appalling. What needs to be known is that those who have not done well in the commodity trading

Another reason why traders fail is because they do not educate themselves well about the commodity trading This is especially for new traders who think that trading in commodities is easy and educating yourself about it is not necessary. Learning futures margins, ticker symbols and contract sizes are only a chip of the trading block. What every trader needs to know is that since you are competing with several other traders who are well trained and know much more about commodity trading. What traders need to realize is that knowledgeable traders will not make trading easy for you since they make note of all the points, these are essential to make good trading strategies and win good trades. It is therefore essential that traders who are not well educated about the commodity trading market ensure that they gain all the required knowledge to help them move a step ahead.

Another mistake that most traders make is put in a lot of money in a single trade. The secret to being a successful commodity trader is making sure that you dont put in more than 5% of your money in one single trade. For e.g. if you want to begin commodity trading with $20,000 then you need to make sure that you put in no more than $1000 in a single trade. Investing any more is like inviting risk. With only a small percentage in a particular commodity you can be assured that incase there is a loss you will not loose a huge amount.

CATEGORIES : Forex and Trading/ AUTHOR : sengong/ 0 Comment

Life Insurance In India – Who Needs It

Why Do You need Life Insurance Policy ?
When needs it?
Life Insurance policy provides either a lump sum or an income on the untimely death of an individual. Therefore, anyone who’s death would make a financial loss to another has a need for life insurance policy. This should contain the followings: –
1.Mortgage Life Insurance Cover
2.Anyone with dependents
3.Key Individuals.
In essence any situation where monetary loss would be incurred could possibly have a need for life insurance policy.
60,000 people in the India have died in 2008* *source: Terrorist Attack

Types of Cover:

Term Life Insurance
Term life insurance as the name suggests pays a death benefit only during a specified term of coverage which usually ranges between 10 and 30 years. Term life is the cheapest and most financially efficient form of life insurance for most young and middle-aged people the premiums on term policies are relevantly low since the likelihood that they will die during the term of the policy is small.
Furthermore term insurance is appropriate for most people because they can select a term that will cover them during their time of the greatest financial need.

Whole Life Insurance
Contrasting term insurance, a whole of life policy pays a death benefit no matter when you die. Of course, you usually have to pay premiums for a lifetime as well. For most people, whole life insurance provides coverage that’s actually unnecessary. If you die at age 85, will your widowed spouse or children really need an extra 200,000 to keep going? Insurance salespeople often try to convince customers to buy whole life insurance because of its investment component. A portion of your premiums go into an investment fund which grows at a varying rate, depending on the performance of the stock market. This produces a couple of supposed benefits. One thing, the premiums you pay may be reduced in the future if the investment fund performs well.

Which one?
There are good arguments for both type of policy. We would suggest that the following could make up the main considerations: –
Cost – Whole Life insurance ,is more expensive type of product.
Period that cover is required – If cover is required for a specific period i.e. a Mortgage then Term life insurance policy could be more appropriate
Future Plans – If, for instance a family is planned, then whole of life can offer the flexibility to increase cover for this or other like events.

Conclusion:
Life insurance is needs everyone. At Policy Bazaar you can compare and buy life insurance policy according to your requirement. If any help require regarding to insurance you can call to call center to available such special offers at 0124 457 67 77 and also see website:

CATEGORIES : Tax and Insurance/ AUTHOR : sengong/ 0 Comment

Franchise Opportunities In India

Franchised operations in India are increasing by the day. Being geographically vast and culturally diverse, India offers the most favorable franchising environment. While companies benefit by having many profit making outlets in different parts of the country, franchisees in India benefit by being able to generate good returns with little investment and risk involved. Entrepreneurs are making the most of India’s franchising market and growing economy by becoming successful franchisees. Indian franchisees can now choose from a plethora of international as well as domestic franchising companies. There are numerous attractive franchising options available in various sectors.

Ever since the franchising boom in the nineties, there have been many success stories. Franchisees in India helped many businesses grow and establish, while also gaining immensely from their business ventures. Examples of international franchises that have been successful in India include food and beverages giants such as Subway, Mc Donald’s and Kentucky Fried Chicken among others. Indian companies that have benefited from franchising include names such as Barista, MRF, NIIT and Apollo hospitals among others. It’s not just the bigger companies; smaller international and domestic companies also look for franchisees in India. The capital required for such ventures would be smaller when compared to highly reputed companies. The downside however, is that the risks are more, since you cannot ride on the popularity wave generated by the reputed companies.

Depending on your choice of business, you can either work from home or from an outside location. The initial capital you may require to start a franchising venture will depend on the type of business and the franchisor’s requirements. Most home-based franchise options are suited for work-at-home women. Cosmetics, healthcare products, services, home business household products and e-commerce ventures, make for convenient yet rewarding franchising options. Franchisors provide training and support and your business can gain from the image and professionalism of the franchising company.

Franchising allows entrepreneurs to have their own business, without many of the risks associated with a start-up business. Franchising also offers you great income and a flexible work style. But, as a potential franchise purchaser, you need to carefully consider the finances and risks associated, prior to starting your business. Read Franchise Plus to learn about the benefits, profits and risks associated with franchising in India. We help you make an informed franchising decision for a successful franchising venture in India.

CATEGORIES : Market and Franchise/ AUTHOR : sengong/ 0 Comment

Salary Advance Loans- Use a Little Extra between Your Paydays

Salary advance loans give you the power to use a small part of your payday in advance. You can use a bit of your payday by paying a little fee for it. It is the best solution for all the financial problems you might be facing. You can easily get out of trouble without any problems. The beauty of these loans is that you can get the money in your account in less than 24 hours time.

It is very obvious that in an emergency all you need is the urgent cash. can help you in that case. You will not have to wait for the money for a long time. Your loan will be approved without any delay. It is the reason why these loans are very popular among the UK citizen.

It is important to note that these loans are only available to the citizen of UK. You need to prove that you are a citizen of UK and are at least 18 years of age. You also need to prove that you are employed and are getting a monthly paycheck of at least 1000 pounds. All these small formalities are to assure the repayment of the loan.

If you are running on bad credits and are worried about the acceptance of your loan application then you should without thinking so much apply for these loans. These loans are approved on the basis of your monthly income. You are never bothered for your past records. So you just have to prove that you are able to pay the loan back in time. So if you are looking for short term assistance then you just need to find a computer with internet and the money will be in your hands without any hassle.

Gamin Kils has added many achievements to the financial loan market by writing many articles for the loan sites. He never feels shy in sharing his great experiences with the common people. To know more about payday loans, , payroll loans visit

CATEGORIES : Loans and Debt/ AUTHOR : sengong/ 0 Comment

What was the first bank

What was the first bank?

A grocer deals in food, a hardware store in household items, and a banker in money. The main business of banks is to lend money and to handle money which has been deposited with them. Of course, banks today provide many more services than just these, but it all has to do with the handling of money.

Ever since man had a kind of money, it has been necessary for someone to hold it for him safely, or to lend him some when he needed it. For example, in ancient Babylon, even before coins had been invented, there were men who made a business of borrowing, lending, and holding money for other people. They might be called bankers, though they were considered moneylenders. Some of that business was in the hands of the priests in the temples, and there were laws that regulated this business. In ancient Greece, there were moneylenders, too. In Roman times, there were already large banks in existence and they carried on business with firms in widely separated parts of the Roman Empire. There were Roman laws that regulated some of the banking methods. So we might say that the first bank came into existence with the first moneylender, and that banks as such go back at least to ancient Roman times.

In medieval times the business of lending money was no longer thought of as lawful. In many places, laws were passed forbidding it. Those who did continue to lend money often had their places of business on benches in the market place. The Italian word for bench is banco, and this is where we get the word “bank.”

In England, the business of holding and lending money was chiefly in the hands of goldsmiths. These trusted craftsmen received people’s money and valuables for safekeeping and in return gave goldsmiths’ receipts. These receipts passed from hand to hand, much as bank notes did later, for people were willing to take them in payment for goods and for debts.

In 1694 a group of businessmen agreed to lend a large sum of money to the English Government in return for permission to establish the Bank of England, which today is one of the greatest financial institutions in the world.

CATEGORIES : Money and Bank/ AUTHOR : sengong/ 0 Comment

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